State Minimum Car Insurance Requirements: Are you aware that all states have minimum car insurance requirements of coverage to legally operate your car? 

Yes!!!

See: Small insurance companies

Driving without car insurance will usually result in a fine if you are caught so it’s in your best interest to find out what coverage is required from your state.

Explaining Required Car Insurance Coverage
When it comes to auto insurance coverage, there are four basic types of coverage that may be required by your state:

> Bodily Injury Liability
> Property Damage Liability
> Uninsured & Underinsured Motorist Coverage
> Personal Injury Protection (PIP) or No-fault Insurance

If you are looking for basic car insurance required by your state, you will most likely only need liability insurance which will cover bodily injury and property damage if an accident occurs.

Minimum Car Insurance Requirements by State

State	Minimum Requirements
Alabama	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident
Alaska	$50k bodily injury liability per person $100k bodily injury liability per accident $25k property damage liability per accident
Arizona	$15k bodily-injury liability per person $30k bodily-injury liability per accident $10k property-damage liability
Arkansas	$25k for bodily injury per person $50k for bodily injury per accident $25k for property damage per accident
California	$15k bodily injury liability per person $30k bodily injury liability per accident $5k property damage liability per accident
Colorado	$25k bodily injury liability per person $50k bodily injury liability per accident $15k property damage liability per accident
Connecticut	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident
Delaware	$15k bodily injury liability per person $30k bodily injury liability per accident $10k property damage liability per accident $15k bodily injury uninsured/underinsured motorist per person $30k bodily injury uninsured/underinsured motorist per accident $10k property damage uninsured/underinsured motorist per accident $15k personal injury protection per person $30k personal injury protection per accident
Florida	$10k property damage liability per accident $10k personal injury protection
Georgia	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident
Hawaii	$20k bodily injury liability per person $40k bodily injury liability per accident $10k property damage liability per accident $10k personal injury protection
Idaho	$25k bodily injury liability per person $50k bodily injury liability per accident $15k property damage liability per accident
Illinois	$25k bodily injury liability per person $50k bodily injury liability per accident $20k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident
Indiana	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident
Iowa	$20k bodily injury liability per person $40k bodily injury liability per accident $15k property damage liability per accident
Kansas	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident Personal Injury Protection (PIP) $4.5k medical expenses $900 per month for disability or loss of income $25 per day for in-home services $4.5k for rehabilitation $2k for funeral or cremation costs
Kentucky	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident $10k personal injury protection
Louisiana	$15k bodily injury liability per person $30k bodily injury liability per accident $25k property damage liability per accident
Maine	$50k bodily injury liability per person $100k bodily injury liability per accident $25k property damage liability per accident $50k uninsured motorist coverage per person $100k uninsured motorist coverage per accident $2k medical payments coverage
Maryland	$30k bodily injury liability per person $60k bodily injury liability per accident $15k property damage liability per accident
Massachusetts	$20k bodily injury liability per person $40k bodily injury liability per accident $5k property damage liability per accident $20k uninsured motorist coverage per person $40k uninsured motorist coverage per accident $8k personal injury protection
Michigan	$20k bodily injury liability per person $40k bodily injury liability per accident $10k property damage liability per accident No-Fault Insurance Policy Personal injury protection (PIP) – lifetime of medical expenses and up to 3 years of wage loss Property protection (PPI) – $1MIL for damages to other peoples property
Minnesota	$30k bodily injury liability per person $60k bodily injury liability per accident $10k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident $40k personal injury protection
Mississippi	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident
Missouri	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident
Montana	$25k bodily injury liability per person $50k bodily injury liability per accident $20k property damage liability per accident
Nebraska	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident
Nevada	$15k bodily injury liability per person $30k bodily injury liability per accident $10k property damage liability per accident
New Hampshire	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident $25k uninsured & underinsured motorist property damage coverage $1k medical payments coverage *Car insurance is optional in this state but we wouldn’t suggest going without it.*
New Jersey	$15k bodily injury liability per person $30k bodily injury liability per accident $5k property damage liability per accident $15k personal injury protection
New Mexico	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident
New York	$25k bodily injury liability per person $50k bodily injury liability per accident $50k liability for death per person $100k liability for death per accident $10k property damage liability per accident $50k personal injury protection $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident
North Carolina	$30k bodily injury liability per person $60k bodily injury liability per accident $25k property damage liability per accident $30k uninsured motorist coverage per person $60k uninsured motorist coverage per accident $25k uninsured motorist property damage coverage per accident
North Dakota	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident $30k personal injury protection
Ohio	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident
Oklahoma	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident
Oregon	$25k bodily injury liability per person $50k bodily injury liability per accident $20k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident $15k personal injury protection
Pennsylvania	$15k bodily injury liability per person $30k bodily injury liability per accident $5k property damage liability per accident $5k medical benefits
Rhode Island	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident
South Carolina	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident $25k uninsured motorist property damage coverage
South Dakota	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident
Tenneesse	$25k bodily injury liability per person $50k bodily injury liability per accident $15k property damage liability per accident
Texas	$30k bodily injury liability per person $60k bodily injury liability per accident $25k property damage liability per accident
Utah	$25k bodily injury liability per person $65k bodily injury liability per accident $15k property damage liability per accident $3k personal injury protection
Vermont	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident $50k uninsured & underinsured motorist coverage per person $100k uninsured & underinsured motorist coverage per accident $10k uninsured & underinsured motorist property damage coverage per accident
Virginia	$25k bodily injury liability per person $50k bodily injury liability per accident $20k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident $20k uninsured & underinsured motorist property damage coverage per accident
Washington	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident
Washington D.C.	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident $25k uninsured & underinsured motorist coverage per person $50k uninsured & underinsured motorist coverage per accident $5k uninsured & underinsured motorist property damage coverage per accident
West Virginia	$25k bodily injury liability per person $50k bodily injury liability per accident $25k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident $25k uninsured motorist property damage coverage
Wisconsin	$25k bodily injury liability per person $50k bodily injury liability per accident $10k property damage liability per accident $25k uninsured motorist coverage per person $50k uninsured motorist coverage per accident
Wyoming	$25k bodily injury liability per person $50k bodily injury liability per accident $20k property damage liability per accident

SOURCE:COMPARE.COM

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