How To Get Car Insurance Quotes Online | MoneySuperMarket

Looking for car insurance? Car Insurance Quotes: In this article, we’ll show you how you can get cheap car insurance quote at moneysupermarket. This agency is one of the leading online car insurance websites that delivers insurance quotes into your mail with ease.

How To Get Car Insurance Quotes Online | MoneySuperMarket Limited is an appointed representative of Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190).

But before we proceed further, let me quickly inform you that at moneysupermarket you can get a quote in less than 5 mins and that you could save up to £280.

Compare car insurance quotes 
It’s easy to compare cheap car insurance quotes online with MoneySuperMarket. All that is required of you is enter the website URL into your browser and then fill out a few details about yourself, your driving history, your car, and any named drivers, and you’ll be able to compare quotes quickly.

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Why Moneysupermarket car insurance quote?
I know a lot of persons must have been asking why this moneysupermarket car insurance company. Well, there are a lot of benefits one derive from this super independent insurance company. Given below are the few of them;

Getting insurance quotes at Moneysupermarket doesn’t take long 
Pop in details of yourself, your licence, and your car, and you’ll be able to quickly compare car insurance quotes.

Moneysupermarket will search for savings 
Moneysupermarket will show you which car insurance quotes are the cheapest along with other features, and give you an easy way to compare policies.

Get covered 
At moneysupermarket, once you’ve found a policy you like, you can call or click through to apply for your new car insurance directly with the insurer… and lots of others.

How to get a car insurance quote at moneysupermarket
If you own a car and wish to get car insurance quotes, moneysupermarket is where you can get that done with ease. The procedure is very simple so that everyone that actually follow without stress.

To get car insurance quote at moneysupermarket, all you need to do is to answer certain questions in order to get an accurate car insurance quote. Here are some of the possible questions moneysupermarke will ask:

1. Registration Number 
Providing your car’s registration number will tell insurers how old the car is and what insurance group it should be in to help get a faster quote.

2. Type of Licence 
You need to tell MoneySuperMarket what kind of licence you have, how many years you’ve held it, and whether it covers manual, automatic or both types of car.

3. Claims, Points or Accidents 
Although its likely to make your premium more expensive, you must legally disclose previous claims and accidents, along with any penalty points.

4. No Claims Discount 
Tell MoneySuperMarket if you have a no claims discount, and how many years of NCD you have. Five years or more of no claims can make your quote 70% cheaper!

5. Age & Value 
You also need to declare the age of your car, and what it’s roughly worth, so you can compare the most accurate car insurance quotes.

6. Car Modifications 
Any changes to your car or its specifications may change which insurance group it belongs in, so you need to include details of modifications.

7. Yearly mileage 
Don’t guess how many miles you’ll drive in a year. Try to be accurate so you don’t become under-insured or over-inflate your quote.

8. Occupation 
Tell MoneySuperMarket your employment status, what job you do and the industry you work in, as this all has an impact on your car insurance premium.

9. Additional Drivers 
If you want to include any additional drivers in your car insurance quote, you’ll need to supply the driver’s personal information.

Get cheaper car insurance 
The average cost of car insurance in February 2018 was £508 – a 6.6% drop!*. Whilst any drop in car insurance prices will be welcomed by motorists, these savings are unlikely to be passed on automatically. The best way to get a cheaper car insurance quote is to shop around and compare car insurance. Here are our top tips on how to get cheaper car insurance.

Don’t auto-renew
Over a third of motorists still allow their policy to be automatically renewed and they could be losing out by not shopping around.

Compare quotes 
Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £280 on their annual premium**.

Increase your excess 
Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.

*February 2018 compared to February 2017, according to MoneySuperMarket data.
**51% of consumers could save up to £280.85 Consumer Intelligence, April 2018

MoneySuperMarket is 100% independent, working only for their customers
It’ll interest you to know that unlike some of MoneySuperMarket competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

They combine independence, so we can negotiate the best prices, with excellent technology, to find the best value products and services for you. That makes MoneySuperMarket—in their customers’ opinions—the best price comparison website.

Moneysupermarket Commitment
At MoneySuperMarket, they want to help you find great ways to save money on your household bills – everything from car insurance to credit cards, from your mortgage to your broadband. And lots more besides.

So how do we make our money?

In a nutshell, when you use us to buy a product, we get a reward from the company you’re buying from. But you might have other questions.

Do we provide access to all the companies operating in a given market?

Do we have commercial relationships or ownership ties that might make us feature one company above another?

They commit to providing you with clear and informative answers on all points such as this, so we have gathered the relevant information on this page.

Moneysupermarket car insurance Faqs
What types of insurance are there?
There are three main types of car insurance – third party only, third party, fire & theft, and fully comprehensive. They offer different levels of protection to drivers and their cars.

Third party: The lowest level of cover, it will insure any damage to another person’s car or injury to them. However, you and your car are not covered if you should need to repair or replace your car.

Third party, fire & theft: This will cover the same as third party only, with the added protection that if your car is damaged or destroyed in a fire, or stolen, then you are covered.

Fully comprehensive: This is a complete cover for you, your car and other drivers. It includes everything covered in third party and third party fire and theft but also covers you for accidental or vandalism damage, any repairs, and loss of any gadgets in the car. There are also other types of specialist insurance, including classic car insurance, short-term cover, black box insurance, learner driver, and more.

How much does car insurance cost?

The average price for fully comprehensive car insurance was £508 in February 2018, according to MoneySuperMarket data. However, car insurance is priced on various factors, so premiums will differ considerably depending on your circumstances.

For example, young drivers are considered much riskier than older drivers, simply because they have less driving experience. Because of this, young people pay a lot more than more experienced drivers, and the same goes for people with points on their license and criminal records.

How do I credit a check? 
If you want to pay for your car insurance monthly, the insurer will do a credit check to see if you’re able to make the payments. That’s because agreeing to pay monthly is technically a credit agreement: you’re borrowing the cost of the annual policy and repaying it over 12 months. A with any credit check, a record of this search will remain on your file – and your credit rating will affect the amount of APR that you’re charged.

If you have a poor credit rating, you may be charged up to 20% APR. And if you’ve struggled to pay creditors in the past, or if you have a CCJ to your name, then you may be denied the option to pay monthly. If you think you’ll have issues with your credit rating, you can read our guide on improving your credit score. If you choose to pay annually, you won’t be subject to a credit check.

Is car insurance cheaper annually or monthly? 
Car insurance is usually cheaper when you pay annually because insurers add on a fee for monthly payments. Some insurers may not offer monthly payments, but because it can be an ever-increasing lump sum each year, many motorists see it as a way of helping spread the payment. If you choose to pay in monthly instalments, it’s important to be aware that most insurers will do a credit check to see if you are able to pay this monthly instalment.

What factors impact car insurance? 
Car insurance is categorised on statistical risk, so there are several different factors taken into consideration when you get a quote for cover. This is why everyone pays a different price for their policy.

Age: This is a factor because, generally speaking, older and more experienced drivers are less of a risk than a young person that has been driving for less than five years. You will find that more experienced drivers will usually get much cheaper insurance premiums.

Gender: Even though insurers are no longer allowed to discriminate on gender, men still often pay more for their insurance. This is simply due to the cars they drive being statistically more powerful and that they drive more hours than women, amongst other factors.

Type of car: If you have an expensive or powerful car then you are seen as a higher risk for a number of reasons. If it’s expensive, it has a higher risk of being stolen. If it’s powerful, it’s deemed more at risk of getting into an accident driving at speed. If you want to see how your car impacts your insurance, you can check which insurance group it’s in for an indication.

Location: The location of your car is also factored in, because if the area has a high crime rate, then you are statistically more at risk of your car being stolen, damaged or vandalised.

Occupation: If you have a job where you drive more hours, then you are riskier in the eyes of insurers because you are literally on the road more. Or if you have expensive equipment as part of your job, it could be stolen from your car, therefore you present an increased risk.

Level of service 
Moneysupermarket aim to show you car insurance quotes from as many insurance companies as possible so that you can find the right policy for you. Unfortunately, Moneysupermarket can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites.

Moneysupermarket won’t offer you advice or make a recommendation, but they will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.

MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, Moneysupermarket search the market to get the best combination of protection and price. Check out their news and guide pages for more information.

Contact at Moneysupermarket House, St David’s Park, Ewloe, Flintshire, CH5 3UZ. Limited is an appointed representative of Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190). Financial Group Limited, registered in England No. 3157344.

Registered Office: Moneysupermarket House, St. David’s Park, Ewloe, CH5 3UZ.
Telephone 01244 665700

WARNING: Note that belmadeng has no affiliation of any sort with moneysupermarket. Ensure you consult an expert before you go into an insurance policy.

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