Resources

Contents & notes: what this topic covers

Under Resources, the JAMB Home Economics syllabus expects you to study:

• 2. Resources a. Human Resources: definition and types i. Time management: - definition and pattern - types of work time - factors influencing the use of
• time - advantages of time management - steps in time management.
• ii. Energy: definition and reasons for v.
• energy management;
• - work simplification - its purpose v and application - guidelines for work simplification and time saving gadgets;
• iii. Skills, creativity, attitudes etc.
• b. Material Resources: definition/types i. Money management - meaning and types of income - principles of money management -household budgeting: steps in making a budget - economic security of the family - bank accounts -traditional savings, building societies and insurance.
• ii. Tools good properties and community facilities.

Study notes & guidance

Study Resources using a recommended Home Economics textbook that follows the JAMB syllabus. Work through the contents listed above one by one, make brief notes in your own words, and then practise as many questions on this topic as you can — in Home Economics, understanding and steady practice matter far more than memorising. Use the objectives below as a checklist: if you can do each one confidently, you have mastered this topic.

Objectives — candidates should be able to

After studying Resources, you should be able to:

1. Identify the resources available to the individual and family;
2. Describe the pattern of work plan; apply the principle of time management to work simplification in the home;
3. Identify the sources of income available to an individual and family; determine the means of family saving;
4. Give reasons for saving family income;
5. Determine the steps involve in family budgeting;
6. Suggest alternative resources for Home Management;
7. Analyse the principles of money management;
8. State other material resources available to individual and family.

These objectives are from the official JAMB syllabus. Use them as a checklist — if you can do each one confidently, you have mastered this topic.

Source: official JAMB UTME Home Economics syllabus (IBASS, jamb.gov.ng). Reproduced for study use. Last checked: 17 Sept 2026. Always confirm the current syllabus on the official portal.