National ID Card 2026: The New NIMC Card & How to Get It

What the new national ID card is, how to get it, and whether you need it if you already have your NIN.

By Belmadeng Editorial · Updated 22 Sept 2026

Please note & stay safe

Belmadeng is an independent study platform and is not affiliated with NIMC. This is an informational guide — enrol, check, retrieve or modify your NIN only through official NIMC channels (nimc.gov.ng, the NIMC self-service portal, the official NIMC MobileID app, or an accredited enrolment centre). Never share your NIN, OTP or personal details with unofficial websites, apps or people, and never pay “agents” promising shortcuts.

What the card is

The national ID card is the physical smart card that carries your identity — the card side of Nigeria’s National Identity Management System (your NIN being the number side).

The new card rollout

NIMC has been rolling out a new national ID card, issued in partnership with banks and the national card scheme, so the card can also work for payments and access to services. The rollout is ongoing, so exact availability and steps evolve — confirm the latest on the official NIMC channels or your bank.

How to apply

Application is typically initiated through NIMC or a participating bank: you confirm your NIN and details, request the card, and it is produced and delivered/collected. You should have a correct NIN record first — fix any errors via modification before applying.

Timeline & cost

A new or replacement card is generally issued within about three months of a NIN slip re-issuance. Any card fee and the exact process depend on the current NIMC/bank arrangement — confirm official details before paying.

Do you still need it if you have your NIN slip?

For most everyday purposes, your NIN slip or digital NIN is accepted. The physical card is the full credential and is useful where a card is specifically required.

Tips

  • Correct your NIN details first — the card carries them.
  • Apply only through NIMC or a participating bank.
  • Confirm the current process and any fee officially.

The new multipurpose National ID card

Nigeria has been rolling out a new multipurpose National ID card, developed with the banking system (NIBSS) and using the national domestic card scheme (AfriGO). Beyond identity, it's designed to carry payment capability and to support access to services and social programmes — effectively an ID card that can also function like a bank card. It's tied to your existing NIN (it doesn't replace your number), and represents the physical-card layer of the identity system, distinct from the paper/printed NIN slip.

How to apply

Because the new card involves the banking system, application is generally handled through your bank and/or NIMC. The broad idea is that you request the card linked to your NIN, with your identity and (where relevant) account details, through the official channel offered. Since the exact application route, requirements and any fee can vary and evolve as the rollout proceeds, the reliable step is to confirm the current process on NIMC's official channels or with your bank rather than relying on unofficial “agents” — and to treat any figures you see as indicative.

Timelines and the slip meanwhile

A physical card takes time to process and produce, so don't expect it instantly — and don't let waiting for the card hold up things you need identity for now. In the meantime, your NIN itself, your NIN slip, and Virtual NIN verification already let you access services, register for exams, and complete SIM linkage. So treat the card as a useful addition rather than a prerequisite: your NIN and slip cover immediate needs while the card is produced. Confirm current timelines through official channels.

Frequently asked questions

What is the new national ID card?
The physical smart card in Nigeria’s identity system, now issued with banks and the national card scheme so it can also work for payments and service access.
How do I get the new national ID card?
Usually through NIMC or a participating bank — confirm your NIN and details, request the card, and collect/receive it. Fix any record errors first.
Is the national ID card free?
Any fee and the process depend on the current NIMC/bank arrangement — confirm official details before paying.
How long does the national ID card take?
A new or replacement card is generally issued within about three months. Confirm current timelines with NIMC/your bank.
Do I still need the card if I have my NIN slip?
For most everyday uses your NIN slip or digital NIN is accepted; the physical card is the full credential and needed where a card is specifically required.
What is the new National ID card?
A new multipurpose National ID card Nigeria has been rolling out, developed with the banking system (NIBSS) and using the national domestic card scheme (AfriGO). Beyond identity, it's designed to carry payment capability and support access to services — an ID card that can also function like a bank card. It's tied to your existing NIN.
Does the new National ID card replace my NIN?
No — the card is tied to your existing NIN and doesn't replace your number. It's the physical-card layer of the identity system, distinct from the paper/printed NIN slip. Your NIN remains your single, unchanging identifier.
How do I apply for the new National ID card?
Because it involves the banking system, application is generally handled through your bank and/or NIMC — you request the card linked to your NIN through the official channel offered. The exact route, requirements and any fee can evolve, so confirm the current process on NIMC's official channels or with your bank.
How long does the National ID card take?
A physical card takes time to process and produce, so don't expect it instantly. Don't let waiting for it hold up things you need identity for now — confirm current timelines through official channels.
What do I use while waiting for the National ID card?
Your NIN itself, your NIN slip, and Virtual NIN verification already let you access services, register for exams, and complete SIM linkage. Treat the card as a useful addition rather than a prerequisite — your NIN and slip cover immediate needs while it's produced.

Related NIN guides

NIN slip · Fix your details first · What is NIN? · All NIN guides · Verification · Registration

Reviewed: 22 Sept 2026 · Author: Belmadeng Editorial. Independent guide, not affiliated with NIMC. Fees, codes and processes change — always confirm on the official NIMC channels, and never share your NIN or OTP.